{"id":444,"date":"2021-03-01T22:58:09","date_gmt":"2021-03-01T22:58:09","guid":{"rendered":"https:\/\/oscar.adv.br\/?p=444"},"modified":"2025-01-17T23:30:04","modified_gmt":"2025-01-18T02:30:04","slug":"dar-um-imovel-em-garantia-pode-nao-ser-um-bom-negocio","status":"publish","type":"post","link":"https:\/\/clientes.maritimoestudio.com.br\/oscaradv\/dar-um-imovel-em-garantia-pode-nao-ser-um-bom-negocio\/","title":{"rendered":"Dar um im\u00f3vel em garantia pode n\u00e3o ser um bom neg\u00f3cio"},"content":{"rendered":"<p>Na hora de se oferecer garantias ao banco, todos os cuidados devem tomados, principalmente em momentos mais delicados economicamente, como na atual fase em que estamos atravessando. O cr\u00e9dito com os bancos ficou mais caro e mais dif\u00edcil e, com o aumento da inadimpl\u00eancia, os bancos est\u00e3o com maiores exig\u00eancias com rela\u00e7\u00e3o ao oferecimento de garantias.<\/p>\n<p>A garantia preferida dos bancos \u00e9 a chamada Aliena\u00e7\u00e3o Fiduci\u00e1ria, em que o devedor d\u00e1 um bem m\u00f3vel ou im\u00f3vel para garantir o pagamento de uma d\u00edvida.<\/p>\n<p>Nessas exig\u00eancias de garantias, o banco costuma at\u00e9 dar um desconto para o cliente ou facilitar as condi\u00e7\u00f5es de pagamento. MAS CUIDADO: O que pode parecer um bom neg\u00f3cio, pode se estar assinando algo que venha trazer muita dor de cabe\u00e7a.<\/p>\n<p>Portanto, muita aten\u00e7\u00e3o e an\u00e1lise deve haver no momento da contrata\u00e7\u00e3o ou renegocia\u00e7\u00e3o com os bancos, no sentido de se tentar negociar qual a op\u00e7\u00e3o menos arriscada, e menos onerosa poss\u00edvel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Na hora de se oferecer garantias ao banco, todos os cuidados devem tomados, principalmente em momentos mais delicados economicamente, como [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":753,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-artigos-e-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Dar um im\u00f3vel em garantia pode n\u00e3o ser um bom neg\u00f3cio - 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